by Marvin Bales | May 12, 2019 | General, IRA, Retirement, Taxes
You may be able to use “72(t) distributions” to take penalty-free early withdrawals from retirement accounts. Do you need to access your retirement money early? Maybe you just want to retire before you turn 60 and plan a lifelong income stream from the...
by Marvin Bales | Apr 22, 2019 | General, Investing, Retirement
As you approach retirement, it may be time to pay more attention to investment risk. If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or...
by Marvin Bales | Mar 20, 2019 | General, Investing, Retirement
Why seniors choose them, and what prospective annuity holders should consider. Imagine an income stream you cannot outlive. That sums up the appeal of an annuity. If you are interested in steady retirement income (and the potential to defer taxes), you might want to...
by Marvin Bales | Feb 15, 2019 | General, Retirement, Taxes
How much attention do you pay to this factor? Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, however, will be taxed at the usual...
by Marvin Bales | Jan 15, 2019 | General, Taxes
Comparing the old rules with the new. The Tax Cuts and Jobs Act made dramatic changes to federal tax law. It is worth reviewing some of these changes as 2019 approaches and households and businesses refine their income tax strategies. Income tax brackets have changed....
